Our Offer

What We Do

Smart Refill develops smart digital solutions with the customer in focus. Our scalable platform helps telecom and fintech companies with high security standards launch digital services quickly. We take care of the entire development process from start to finish: designing and building applications, managing operations, and providing maintenance and app updates.


Over 10 years experience of developing IT systems


PCI DSS Level 1 certification with recurring security audits


We see and act on new trends, creating more value for our customers


Complete technical platform with front-end apps for prepaid and postpaid, adapted to different markets and the mobile operators’ requirements.

We act as an outsourced innovation department for mobile operators.

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Mobile banks, youth features, fund trading systems, personal finance management: our banking and finance platform is one of the most comprehensive in the Nordic region.

We’re a one-stop app shop for banks and fintech innovators. 

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