Our Offer

What We Do

Smart Refill is a PCI-DSS Level 1 certified e-money Institution (PSD2) and a Licenced Digital-Post Provider. We’re a turnkey partner that design, develop, support and safely run customised, white-label online solutions for the benefit of your business.

Customised

White-labeled digital solutions

Turnkey

We design, develop, run and support

Anywhere

In your interfaces, or in tailor made web and applications

Operator Payment Platform

We are the leading payment solutions partner of the major Nordic telecom operators, providing a revolutionary payment solution designed from the ground up to effectively increase your revenues. 

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Digital Payment Solution

Smart Refill provides a white label payment platform designed from the ground up to effectively increase your revenues. We’re a turnkey partner that design, develop, support and safely run your solutions, so you can focus on your business. No matter if you want to integrate our payment platform in you interfaces, or want us to create tailor made web and applications for you – we’re with you all the way.

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Telecom Top Up Solution

For telecom operators offering prepaid top-ups and subscriptions (also known as “Pay As You Go” or “Pay Up Front”), Smart Refill provide a complete digital customer interface for web and mobile including payment solution, campaign management, loyalty functionality and much more to raise sales, reduce churn and take a lot of work load off the operators’ shoulders.

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Digital Banking

We have been driving open banking innovation and serviced established Nordic and Asian banking institutions since 2010. As a PCI-DSS Level 1 certified e-money Institution (PSD2) authorised and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen), Smart Refill can offer a wide range of secure and attractive digital banking services.

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