Complete solution for mobile operators

Offering payments, top-ups and subscription management

We make mobile subscription management simple for your customers.
Our product suite includes refill flows, complete payment solutions, content and product catalogue management and identity verification.
Integrate our proven SDK into your product.

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Smart Refill’s SDK Portfolio

SDK Portfolio in Details


Easy management of data top-ups, payments, and subscriptions with various payment options. Offer automatic recurring subscriptions, loyalty bonuses and manage multiple family mobile subscriptions all in one place. Integrate Smart Refills solution with your existing systems by using our SDK.

Smart ID

Smart ID offers a secure onboarding solution with two simple identity verification options. Customers can use their Mobile digital ID, like BankID, or scan their international physical ID card using their mobile phone camera.


Customise the text and graphics to align with your brand. Full language localisation supported.

Product catalogue

Simple managment of the products and campaigns that you offer to your customers.


A 100% digital onboarding experience for mobile operators. This completely removes the need for physical SIM cards, sending post or visiting physical stores.

Automated icon

Fully automated

Connects to your existing infrastructure to automate all purchase and activation flows.


Real time

Instant debit and product activation increases your level of control and minimises risk.

Adapts to your business

Debit your customers pre- or postpaid, for recurring and spontaneous purchases.

Full integration
to your system

Free up resources

It’s resource intensive to develop, maintain, support and host a solution. A partnership with Smart Refill offers you the possibility to optimise your use of resources.

Forget about Security & Compliance

No need to worry about software updates, security patches and staying compliant with the latest payment regulations. We ensure you are always up to date.

Stay on track

Handling payments, top-ups and subscriptions traditionally means a lot of manual tasks, trouble shooting and interruptions. Want to stay focused on your goal? Let us do the heavy lifting.

Partner with the leading Fintech for TelCos

Reduce time, resources and human error with ONE contract and ONE point of contact for all your current and future fintech needs.

Way more than just a PSP

Smart Refill goes above and beyond being a payment service provider. We connect to your existing systems and automate all payment processes, top-ups and subscription.

From checking which products are available to your customers, to notifying your systems about settled transactions and triggering product activation in real time – the integration to your systems automates the whole process.

Our solution supports both spontaneous one-off purchases as well as recurring/subscription payments, adapting seamlessly to your business model.

Secure and easy-to-use features like one-click-purchases and card data memorization are available since Smart Refill is certified according to the highest industry standard PCI-DSS Level 1. The solution includes a full, white-labelled payment solution with a checkout including the consumers preferred payment methods. It is available via SDK or as custom web and mobile-apps.

Wait, there’s more

Zero-day Onboarding

Allow users without airtime to make purchases despite having no online access.

24/7 support

We provide support around the clock to ensure reliable services, at all times.

Account Management

Self service feature to enable end-users to update card data and payment methods.


Increase sales and reduce churn by using our loyalty features.

Increase B2B Revenue

Let B2B end-users top-up corporate subscriptions when they run out of data.

Register SIM

Identity verification solution to meet legal requirements for registration of SIM cards.

We’d love to hear from you!

Are you curious about our products?

Or interested as a partner or employer?
Drop us your contacts below and we’ll be in touch!