White Label+

White Label. How exciting does that sound? Many companies deliver excellent technical solutions and have fantastic platforms that can do a lot of things. We do all that, but we don’t stop there. We want to deliver added value and be an active partner in our customers’ everyday lives. We call it White Label+.

A tiny difference for the eye, but a large difference for you. Plus stands for creativity – technical of course, but also creativity in pushing your design, UX/UI, and your business forward. Also, you can always feel safe with our systems. We are PCI DSS Level 1 certified and are an approved payment service provider by Finansinspektionen (Swedish Financial Supervisory Authority).


Complete technical platform with front-end apps for providers in both prepaid and postpaid.
Mobile banks, payments, fund trading systems or PFM. Our banking and finance platform is one of the most comprehensive in the Nordics.
Secure Information
Digital information must be safe. Our platform for safe information management and identification is the basis of the digital mailbox Digimail.
Always on the lookout for the latest and the newest. In Labs, we experiment with the future.


Resurs Bank

Smart Refill and Resurs Bank makes banking easy in new app

Smart Refill and Resurs Bank has developed and launch a new app that makes everyday life easier for the customers.

Users can view and handle their accounts in Resurs Bank as well as the bank’s retail finance partners. Supreme Card credit cards, private loans and savings are shown in the app and payments and transactions can be done with just one click. It is also possible to apply for or extend credit limits or open new accounts. The new Resurs Bank app has been developed in close cooperation with Smart Refill.

– Together, we have created a modern app that makes banking easy and truly accessible. It gives you the bank’s services at the palm of your hand. The development process has been iterative, never losing sight of our common goal: creating a secure and user friendly service for mobile banking. We have worked with Resurs Bank for several years and are proud of this important launch, says Kalle Pamp, Head of Growth at Smart Refill.

The app is available for download on Google Play and App Store.


Telia Prepaid

Loyalty pays off in the latest version of Telia Prepaid

Telia Finland aims at increasing customer loyalty in the prepaid segment. In the latest version of the app Telia Prepaid, users earn bonus points for their top ups and by creating an account, the points can be used to pay for new top ups. The app is available for iPhone, Android and on the web.

– In Finland, mobile operators offer price reductions and special offers to get more prepaid customers. The bonus program makes it beneficial for customers to create an account and stay with Telia, says Anna Lindgren, Key Account Manager at Smart Refill.

– Prepaid customers value digital services and easy user experience. It’s great that we can reward our loyal customers. We now expect our loyalty program to further increase our market share, says Tuomas Siivonen, Business Manager for Telia Prepaid.

Smart Refill is a global provider of prepaid services to Telia. We develop and maintain Telia’s top up applications in Sweden, Norway, Finland and Lithuania and provide the payment platform that allows customers to top up their prepaid numbers swiftly and safely.



Top up your prepaid in a swish

As the first Swedish carrier, Halebop offers their customers to top up prepaid phones using Swish. In the latest release of Halebop’s mobile and web applications, Swish is listed as a payment option in addition to Internet banking and credit/debit cards.

”Swish payments is a perfect match for Halebop. I estimate that within one year, more than 50% of our top-ups will be paid with Swish,” says Emelie Sträng, Business Area Manager at Smart Refill.

A connection between a mobile number and a bank account is required to use Swish. This is registered via the customer’s Internet bank where limits per payment or week can be set up.

Swish will be added as a payment option for more of Smart Refill’s customers shortly.


NOWO 2.0

New design and improved user experience

It doesn’t have to be complicated to save for your retirement. NOWO, which stands for “No Worries”, wants to make it easy and pleasurable to secure well-being at an old age. The customers have access to three tools for saving: a credit card, an app and a fund. In the app, the customer decides how much to save each time the credit card is used by entering a value between two and ten percent. Every time the customer uses the card, the customer “tips” their future self – the selected percentage is transferred to a fund, managed by leading asset managers.

”With two new functions, it has become even easier to save for retirement. With saving targets, you get an overview of how much you need to save to have the pension you want. With daily saving, you can save a small sum every day to reach your saving target more easily.”

Customers can have coffee, shop, live in the present whilst saving for the future. The app visualizes the future: the customer can see how much the purchase today will be worth when it is time for retirement.

NOWO is using Smart Refill’s fintech platform and has an overall solution with a business system and apps for Android, iOS and web. Smart Refill has been involved from an early stage and have assisted in providing requirements and design and will manage operations and management after the launch. NOWO has an interesting and exciting concept which is in tune with the times, and a strong team.


Halebop Go!

Halebop launches Sweden’s simplest prepaid card

Halebop Go! takes simplicity to a new level. All phone calls, regardless of duration, are 2 kronor, and texts are 50 öre. Users can also top-up their numbers with any amount between 1 and 999 kronor instead of choosing from a set of predefined amounts. That’s why Halebop calls Go! Sweden’s simplest prepaid card.

New banknotes and coins were introduced in Sweden during 2017. Together with ad companies Havelle and JCDecaux, Halebop created a campaign using three “coin phones”  in Stockholm, Gothenburg and Malmö. Here, customers use the old coins that were about to be discontinued and top-up their Halebop Go! numbers. Under the hood, Smart Refill’s technical integration made sure that the coins reached the customer’s prepaid numbers.


Telia Prepaid

Sonera becomes Telia Prepaid

Telia Company’s Finnish trademarks Sonera and Tele Finland change name and get a stronger connection to Telia. Sonera changes its name to Telia Prepaid and Tele Finland changes its name to Telia Helppo. All Telia Company’s fully owned companies now operate under the same name.

In connection with this change, Smart Refill and Telia have updated the design of seven web and mobile applications: Telia Prepaid webb, Telia Prepaid Android, Telia Prepaid iOS, Telia Helppo webb, Telia Helppo iOS, Telia Helppo Android and R-Kioski’s refill solution.

Welcome to the Telia Prepaid and Telia Helppo family!



3 days ago
Resurs Bank har släppt sin nya mobilbank, made by Smart Refill. Grattis till en enklare vardag, kära användare!… https://t.co/zepoJ2g6I2
17 days ago
Lojalitet lönar sig! I senaste versionen av laddningsappen Telia Prepaid kan användarna tjäna och handla med bonusp… https://t.co/YThXAr5eOv
1 month ago
I november hälsar vi Henric Ungh varmt välkommen som ny VD hos oss på Smart Refill! https://t.co/h15nMwSY3v
1 month ago
Allt fler av våra kunder vill ha flerspråkiga appar. Halebop Ladda finns nu även på arabiska!… https://t.co/HXKZZhQhvO
11 months ago
RT @MobileHeights: We are happy to welcome @SmartRefillAB as a new member! "Smart Refill builds your ideas into products and helps you go t…
1 year ago
@emmaheimonen Hi Emma! We would love to invite you to the Swedish Fintech Pavilion M10 where we have a booth. Are you available?
1 year ago
Nowo lanserar en stor uppdatering av appen! Nytt UX/Design och flera nya funktioner för att fortsätta att förenkla långsiktigt sparande.
1 year ago
Som första mobiloperatör kan Halebops kunder nu även betala sina laddningar med Swish i appen!
1 year ago
Telefinland svidar om och blir Helppo! Önskar er all framgång i det nya varumärket.
1 year ago
Smart Refill expanderar och söker fler drivna och duktiga medarbetare till vårt team. Läs mer under karriär på https://t.co/mUWSJOXRcv
1 year ago
Sonera - Välkommen till Telia Familjen! Helt nya och uppdaterade appar för webb och mobil i samband med denna förändring.
1 year ago
Vi välkomnar Johannes, Emma, Ingrid, Sebastian och John-Peter till vårt team! Förstärker app, backend, UI/Design, projektledning & affär.
1 year ago
Önskar vår samarbetspartner Omnitel lycka till i sin nya kostym Telia Litauen!
1 year ago
Vi är väldigt stolta att bli #digasell 2016!
2 years ago
Hej alla drivna studenter! Idag hittar ni oss på #ARKAD#LTH i Lund. Vill ni bli en av oss - besök vår monter för mer info!
3 years ago
Välkommen som avsändare UC! Nu kan UC:s kunder ta del av digital post via Digimails brevlåda.
3 years ago
Netcoms kunder har nu tagit del av uppdaterade appar för iOS, Android och webb! Samtidigt lanserar sin kampanj - Var sjätte laddning gratis
3 years ago
Smart Refill just donated to support Red Cross work in Nepal. #RedCross
3 years ago
Vi välkomnar Diana Zezovska (QA), Diana Olofsson (KAM), Mikael Nilsson (SA), Henric Lindh (Android) & Wayne Chen (SA) till vårt team!
3 years ago
Skandiabanken lanserar en uppdaterad version av den mobila banken för iOS och Android.
3 years ago
Smart Refill har i samarbete med iHavelanded lanserat en laddningsapplikation för våra utbytesstudenter i Sverige. http://t.co/i4Tt7BUiXM
4 years ago
ChessControl, en ny produkt av norska operatören Chess & Smart Refill. Kund tar del av våra tjänster redan vid beställning av nytt SIM-kort.
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