About Us

Our Story

Smart Refill was founded 2006 in Helsingborg to provide consumers with a simple way to top up their prepaid phone numbers on the go. After a successful period of creating prepaid solutions for the telecom industry, Smart Refill’s offer har grown to include online sales solutions (including complete payment solutions), digital banking services and a product for secure post.
As a turnkey partner, we create customised, white-label platform and application services for the benefit of our partners. We’re a PCI-DSS Level 1 certified e-money Institution (PSD2) and a Licenced Digital-Post Provider working with customers like Telia, Telenor, Handelsbanken and Shanghai Commercial and Savings Bank. We strive to always improve and find smart, innovative solutions to support our partners from idea inception to a successful solution!
Smart Refill is fully owned by BGA Investan investment company based in Lund focusing on regional entrepreneurs and companies.

Our Values


We create our successes together.


We embrace creativity and new ideas.


We care about and are proud of how we work, what we do and what we deliver.


We inspire each other and actively participate in our tasks, in our teams and for the benefit of Smart Refill.

We’d love to hear from you!

Are you curious about Smart Refill as a partner or employer?
Drop us your contacts below and we’ll be in touch!