No.1 fintech partner to the top Nordic TelCos since 2006

Save cost and focus more on your business using our integrated payment solution, automating your airtime purchase and activation flows.

Our customers

We are the leading payment solutions partner of the major Nordic Telecom Operators. We increase sales and lower workload by being the single partner you need for your online sales.

Telia Sweden

Telia Finland



Telia Norway

Telia Lithuania



Trusted Partner

Smart Refill is a PCI-DSS Level 1 certified e-money Institution (PSD2) and a Licenced Digital-Post Provider.

IT Security is a top priority in our business. Our clients have high security requirements, which we meet by maintaining an even higher internal standard. Security is built into our processes which we follow up with regular auditing and supervision to maintain our regulatory compliance.

We’d love to hear from you!

Are you curious about Smart Refill as a partner or employer?
Drop us your contacts below and we’ll be in touch!